For as many different types of businesses there are in the world, there are almost as many types of business credit cards. Business cards come in various forms, and choosing the right one may in fact be a difficult business decision. So pretend that you’re my parents for a moment, and you own a pastry [...]
Stupid ideas come in all sorts of packages. Bad debt, various loans, purchase decisions, and delayed savings. Most people reach the age of 65 with little or no savings. They live off social security and what little else they have. Is it any wonder the golden arches are filled with workers in their golden years? [...]
There is a law all smart people break. Parkinson’s law. Parkinson’s law states that “work expands so as to fill the time available for its completion.” It was first coined by C. Northcote Parkinson in the book Parkinson’s Law: The Pursuit of Progress. A common derivation of that is “expenses rise to meet your level [...]
The trend of availing loans online is increasing rapidly among all – tenants, homeowners, property owners and students… People are increasingly opting for unsecured personal loans over the Internet. A recently gathered data reveals that nearly 11% of the total unsecured personal loans in the UK were availed online. There are a variety of specialised [...]
Annuity is an agreement that ensures a fixed income for a predetermined period or for a person’s lifetime. These installment payments are usually a result of a lawsuit. Health Annuities are a form of compensation, structured to make funds available to a person who needs compensation from a court proceeding. These are payouts to recompense [...]
At this time of year, you need to be aware of the ex-dividend date of any mutual funds you plan on purchasing. If you heed this advice, you avoid some nasty tax and investment performance consequences. To explain why, let me first define “ex-dividend date”. On the ex-dividend date, all registered owners of a mutual [...]
The most important thing you can do when building credit is to always pay your bills on time and to never borrow more than you can afford to pay back. It sounds silly for me to say, but unfortunately people do this every day. Credit is enticing and it very easy to get in over [...]
New bankruptcy laws require bankruptcy filers to seek credit counseling. But many consumer advocates say: BEWARE! While some consumer credit counselors provide a legitimate service, many are scammers, charging high fees for services you could provide for yourself. It’s important to choose your credit counselor carefully. Here are 5 simple tips that can help: 1. [...]
Have you ever opened your phone bill and found that the amount is double or triple the amount of your last bill? This just happened to me. Don’t despair. Here are some tips for getting that phone bill adjusted. 1. Call the phone company immediately. My phone bill had started to escalate over the last [...]
The origin of Halifax loans can be traced back to 1852 when a group met in Old Fax Inn in Halifax to discuss the founding of an investment society. Halifax, now, is a name associated with the competitive rates on personal loans, mortgage, credit card, home insurance. Halifax is a part of Halifax Bank of [...]