How Credit Card Finance Charges are Calculated

The finance charge for your credit cards is usually determined by the amount of your outstanding balance on your card account and the current APR (Annual Percentage Rate) you are being charged. Card issuers tend to use one of three ways to determine your charges. The outcome of theses various formulas is not the same; [...]

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Student Credit Cards: The 7 Golden Rules

Many college students can’t wait to apply for their first student credit cards. The problem is, if a student is too eager, the student credit cards they apply for can quickly go from being a wonderful financial tool to being a huge financial burden. Here are seven tips every single student needs to know about [...]

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FOREX Trading Systems – How to Get One for Big Long Term Profits

Buying a FOREX trading system can be a way of making big consistent profits and being automatic means that you can do so with the minimum of effort. You can find good FOREX trading systems from vendors, but be warned over 95% of them are junk. In this article we will look at how to [...]

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How Does the Fair Credit Reporting Act Affect You and Your Credit?

The Fair Credit Reporting Act was established to protect your rights. Knowing these rights can be a huge asset if you ever find yourself in deep water financially. If you have credit then you have a right to know what your credit report says. This is enforced by the terms of the Fair Credit Reporting [...]

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