When financial needs in business arise, people often look towards loans, as the business demands are big enough and may not be fulfilled through personal resources. Even if the need is less, sometimes you need to raise money from outside. Unsecured business loans are designed to meet such small and big needs with ease. Unsecured [...]
The Smile credit card was in 2005 awarded the accolade of being the “best credit card” at the Guardian Consumer Finance Awards, quite an achievement but when you consider it is the four year in a row that it has done so, speaks volumes of what type of credit card you will be buying into, [...]
The time value of money When lending (and borrowing) money, the timing of payments of interest and return of capital has a significant effect on the interest rate. For interest receipts it is called the AER (annual equivalent rate). In the case of interest payments, such as for a mortgage, it is called the APR [...]
A gas card, as the name suggests is used for filling gasoline and availing subsequent points for various benefits offered by different companies to attract and retain their clientele. These gas cards are issued either by credit card companies or by gas companies for their retail stations. Now, even these two segments namely, the credit [...]