One of the most common methods in determining the intrinsic value of a company for your investment is calculating the Price-to-Earnings Ratio (PER). You can obtain the PER by dividing the market price by the earnings per share (EPS). The PER is widely used to determine whether a stock is overvalued or undervalued. If a [...]
One of the biggest challenges facing black RELATIONSHIPS today are finances. Many people mistakenly feel that money does NOT matter. In fact, money matters the MOST! Why? Most people do not have a clue about their own financial destiny. You know you want to own a home and save some money toward retirement but have [...]
One of the most believed bits of conventional wisdom from Wall Street is to Buy and Hold. Any stock or mutual fund should be put away for eternity and never sold. This is total hogwash and is guaranteed to reduce your investment income. Brokerage companies never will advise you to sell. Last year over 1,000 [...]
I think everyone wants to have some sort of financial freedom. Some want to stop living paycheck to paycheck. Some want to have some money left over after paying their bills so they can treat themselves. Some want to save up their money for a home, for their children’s college education, for a new business, [...]