Your bad credit is not a death sentence for high interest rates. In fact, it may actually help you get lower rates. Many major credit card companies actually provide lower interest rates to cardholders that have bad credit and poor payment histories. They do this to help the cardholder prevent defaulting on the debt by [...]
If you’re in serious debt or have a very low credit score, it may be time to look into credit repair services to help you out. Let’s be honest – few of us understand the details about how your credit score is worked up, what may negatively affect your score, how long bad credit information [...]
Specialists assert that any financial review should be begun with writing down the monthly payment, interest rate, and total amount owed for each of your debts. To attempt to lower interest rates you need to know exactly your situation with each creditor. You may start calling your creditors and asking for lower rates, transferring balances [...]
Many millions of senior citizens and others have most if not all of their retirement portfolios in interest bearing certificates of some kind. Many have Treasury Bills, Certificates of Deposit, Government National Mortgage certificates, Money Market accounts, AAA corporate bonds and more. They have these because they are considered safe and secure and most don’t [...]