Everyone knows how difficult it can be to establish credit. It’s the old “chicken and egg” situation – you need credit in order to get credit. The fact that you have nothing in your history to suggest that you will not repay a loan will not help you get one. You need to have something [...]

Cash pay day loans come in very handy when you are in a financial dump having exhausted your paycheck and not having any savings in your bank. If you have to meet some medical emergency of your family or if you must pay some outstanding bills immediately, you’ll have to look for financial help and [...]

Based on comments and questions I have received from clients and readers it appears that there is still some confusion about the rules for taxing gain on the sale of a personal residence. Many people think the “old rules” still apply. THE OLD RULES: In order to postpone paying income tax in the current year [...]

Rolling stocks have a very clear and identifiable historical pattern, they are stocks that roll up and down in repeated waves like a roller coaster. These rolls may become predictable. If you look at the chart of a rolling stock you can draw a line across the peak and along the bottom. The area between [...]