Are you the proud possessor of a plush home in a posh colony? Do you want to know how you can use it to finance just about anything that you want to achieve? Yes, owning one’s own home, apart from a great feeling of contentment, has multiple benefits. And one such benefit is getting a [...]

Statistics show that nearly 95% of our fellow citizens will retire at or below the poverty line by the age of 65. These people will be dependant on friends, family and the Federal Government for financial support. If ours is the land of opportunity, why does this startling reality exist? The answer can be traced [...]

The concept of filing bankruptcy has changed significantly in face value over the past couple years. Ten years ago, one would have looked at bankruptcy as the worst possible thing anyone could ever do to themselves. It meant losing everything, and never recovering. Then, a couple years ago, people started using bankruptcy as an easy [...]

Often called the most flexible loan, a personal loan gives the borrower a chance to utilise the loan amount for whatever purpose. Though a particular purpose has to be mentioned in the application for the loan, there is no restriction as such on the use of the personal loan. You can utilise it for • [...]

Buying a house is usually the biggest purchase that anyone will ever make in their lives. Much more than just a large purchase item, your first home becomes the place where your life generates itself from. Simply stated, it takes a lot of money in order to purchase your first home. Now, if you happen [...]

Wouldn’t you love to be able to pay a good portion of your student loans even before you leave school, which many students do not even consider while they are buried in books. It might require you to think outside the box with your student loans so you take care of your payments better than [...]

RFID credit cards are taking the nation. Also known as Radio Frequency Identification, RFID for short, these cards allow you to make purchases with your credit card without even having to type in a pin number, swipe your card through a reader, or even sign for the sale. Instead, a coil radio transmitter insider your [...]

Have you ever wondered or even checked into how many bank foreclosures there are. Believe me, it’s in the millions. Why is that? Do that many people just buy a home to decide all of a sudden not to make the payments? Bank foreclosures are happening each and every day. It doesn’t matter what state [...]

A dream home is the desire for every individual. Who doesn’t want to have a sweet home? However, buying a home is no mean task. There are quite a few hurdles to be crossed. In earlier days, finance was a major issue for buying a dream home. Even if finance was available, there were other [...]

Despite the fact that the payday loan industry is skyrocketing and spreading like wildfire across the world and online, critics abound on the controversial issue of payday loans, touting the high interest rates and warning those “susceptible” to responding to the sweet-sounding benefits of payday loans to stay away. These particular critics often claim that [...]